International Journal of Interdisciplinary Cultural Studies, ISSN:2327-008XE-ISSN:2327-2554
International Journal of Interdisciplinary Cultural Studies ISSN: 2327-008X, E-ISSN: 2327-2554, The mission of the IJICS is to play a key role in disseminating high-quality scientific research in developing countries. The journal is committed to serving as a periodic publication venue for theoretical and applied research in the field of professional business, studying organizations, nations, markets, and society at large. Goals IJICS main goals are to promote scientific production and dissemination, as well as the advancement of knowledge, in developing countries. The journal seeks to publish original and unpublished articles that address relevant issues and offer valuable insights in the field of professional business. Scope The scope of IJICS encompasses a wide range of topics related to Multidisciplinary, Scientific Work, Management and Professional Business, with an emphasis on the needs and challenges faced by developing countries. The journal values: - New theoretical perspectives: IJICS seeks contributions that enable a greater understanding and variety of professional business, with the aim of improving management efficiency and offering critical approaches. Priority is given to the development of new challenging theories, the enhancement of existing theory, and the identification of new research questions. - Empirical research and practical essays: The journal values empirical investigations and essays that demonstrate practical application in the field of professional business. Unpublished and relevant contributions that utilize quantitative and/or qualitative methods are prioritized. In addition to the traditional editorial, IJICS offers the following types of content: - Editorial comments - Articles - Technical reports - Perspectives - Literature reviews Throughout the review process, all submissions satisfying the basic requirements will be subject to a blind review by at least two independent reviewers who will not have knowledge of the name of the author or of other reviewers. Likewise, the IJICS does not inform the author(s) about the reviewers in any phase of the review process. If the number of the manuscripts that were credited as publishable by the reviewers were higher than the number of the articles that prescribed by the IJICS publication policy, the editorial board of the IJICS makes the final acceptance decision. The editors reserve the right to modify typescripts to eliminate ambiguity and repetition, and to improve communication between author and reader. In following this practice, the scientific content and message will not be changed. If extensive alterations are required, the manuscript will be returned to the author for revision and/or approval. Manuscripts will be subjected to peer review process to determine their suitability for publication provided they fulfill the requirements of the journal as laid out in the instructions to authors. After the review, manuscripts will be returned for revision along with reviewer’s and/or editor’s comments. Prepare the manuscript in Times New Roman font using a font size of 12. There shall not be any decorative borders anywhere in the text including the title page. All the tables and figures should be in the text at suitable place. Kindly email your paper on Email id: editor.cgscopus@gmail.com
COMPLIANCE CHALLENGES IN 2025: ADAPTING TO NEW REGULATIONS IN GLOBAL BANKING
This study examines the compliance challenges that global banks will face as they adapt to new regulations by 2025. With the banking sector increasingly subject to evolving regulatory frameworks, this research aims to explore how institutions are preparing for the implementation of more stringent cybersecurity, Environmental, Social, and Governance (ESG) standards, and Anti-Money Laundering (AML) requirements. The study employs a mixed-methods approach, combining a quantitative survey of 200 compliance professionals with qualitative interviews of 30 regulatory experts to gather insights on the most pressing compliance issues. Data analysis involved both descriptive statistics and thematic analysis to identify key trends and challenges. The results reveal that cybersecurity compliance, ESG reporting, and AML frameworks are the primary concerns for banks, with significant resource and capacity challenges, particularly for smaller institutions. The study contributes to existing literature by providing a detailed, integrated view of the intersection between cybersecurity, ESG, and AML compliance, highlighting the need for more adaptable and cross-functional compliance strategies. The findings have practical implications for banks, regulators, and policymakers, suggesting that a unified compliance framework integrating these critical domains can enhance risk management and regulatory alignment. Future research could focus on how these challenges are addressed in emerging markets and digital-native financial institutions.
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EXPLANATORY MULTIVARIABLE MODEL FOR SPIROMETRIC ABNORMALITIES IN WETLAND FARMERS: CHRONIC ORGANOPHOSPHATE EXPOSURE AS A PRIMARY RISK FACTOR
This study aims to identify environmental factors within the wetland ecosystem in Pemulutan District, analyze organophosphate pesticide exposure among rice farmers, and evaluate the association between pesticide exposure and worker characteristics with pulmonary function abnormalities and respiratory symptoms. A case-control study was employed, involving 106 respondents—53 rice farmers with abnormal pulmonary function and 53 with normal pulmonary function. Data were collected using a standardized questionnaire and pulmonary function tests conducted with a digitally calibrated spirometer. The findings revealed that the average annual rainfall in the study area was 220.8 mm, with a mean air temperature of 26.5°C and an average relative humidity of 84.5% (2014–2024). Bivariate analysis indicated that several variables were significantly associated with pulmonary function abnormalities, including: exposure duration >4 hours/day (p=0.001; Odds Ratio (OR)=6.272; 95% Confidence Interval (CI): 2.156–18.251), exposure frequency ≥3 times/week (p=0.004; OR=4.882; 95% CI: 1.677–14.210), respiratory symptoms (p=0.032; OR=2.946; 95% CI: 1.096–7.923), work duration ≥5 years (p=0.046; OR=2.021; 95% CI: 1.025–15.764), and age ≥35 years (p=0.026; OR=0.113; 95% CI: 0.017–0.773). The final logistic regression model identified exposure duration >4 hours/day as the primary predictor of pulmonary function abnormalities (p=0.001; OR=6.272; 95% CI: 2.156–18.251), after adjusting for age, exposure frequency, respiratory symptoms, and work duration. These results underscore that cumulative high-level exposure to organophosphate pesticides significantly increases the risk of impaired pulmonary function among rice farmers in wetland areas. This study is expected to serve as a foundation for occupational health risk management strategies for rice farmers working in wetland ecosystems.
Artificial Intelligence as the Strategic Engine of Data Security, Analytics, and Digital Communication for a Resilient Digital Future.
Artificial Intelligence (AI) has become the foundation of the digital age, facilitating significant progress in cybersecurity, data analytics, and digital communication. This article analyzes the function of AI as a strategic catalyst for fostering resilience, trust, and sustainability within increasingly intricate digital ecosystems. Organizations can safeguard sensitive information, derive actionable knowledge, and promote secure, real-time communication against evolving cyber threats and data proliferation by combining powerful machine learning, natural language processing, and explainable AI frameworks. This research systematically reviews recent advancements and case studies from finance, healthcare, government, and critical infrastructure, illustrating how AI-driven solutions automate defensive security operations while also offering predictive intelligence and adaptive governance mechanisms. The analysis emphasizes the synergistic interaction of AI in three primary areas: protecting digital infrastructures from advanced cyberattacks, generating profound insights via big data analytics and decision intelligence, and augmenting digital communication systems to foster transparency, collaboration, and trust. The results emphasize that framing AI as a strategic driver guarantees operational efficiency and resilience to systemic disruptions, in accordance with national security, economic competitiveness, and public welfare. The document presents a thorough conceptual framework that incorporates AI into data security, analytics, and communication systems, acting as a model for organizations and governments aiming for a robust digital future.
Omar Faruq, Sandipon Chowdhury, Khaled Al-Samad, Roksana Akter, Shariful Haque, Farhin Shimu, Azamat Mambetaliev,
Copyright (c) 2025 Journals International Journal of Interdisciplinary Cultural Studies, ISSN:2327-008XE-ISSN:2327-2554 https://cgscopus.com/
Generative Artificial Intelligence in Enterprise Information Systems: Transforming Business Intelligence and Strategic Decision Support Processes
Background: General artificial intelligence (GenAI) is a paradigm shift of deterministic computing to introduction of reasoning based decision support in Enterprise Information Systems (EIS). This change in the United States can be characterized by rapidly moving experimental pilots to the mainstream business processes of having autonomous and agentic functions implemented in the business environment in the financial planning, supply chain management, and procurement. With a high of 33.9 billion in international investments in GenAI in 2024, it has now become more than a productivity tool with the executive leadership. Research Objective: This systematic review serves the goal of thoroughly examining how and the effects of generative artificial intelligence (GenAI) on enterprise information systems (EIS) in the United States. Research Methods: The major academic and industry databases were searched and focused on the research published within the period of 2020-2025. The quality of methods and the risk of bias were identified using the approved critic appraisal instruments, that is, AMSTAR-2 and JBI checklists. The performance quantitative measurements that were incorporated in the review are technical frameworks, such as the Gen-Optimizer, and qualitative data. Conclusion: espite the fact that the productivity enhancement of high-performing organizations is up by as much as 40 percent and cost reduction up by 95 percent when agentic orchestration happens, the failure rate of initial enterprise AI initiatives, standing at 95 percent, reveals that few success stories exist, and there is no ability to correct the underlying problem, namely, the data quality and infrastructure bottlenecks.
Shariful Haque1, Hasibul Islam2, Farmina Sharmin3, Md Shakirul Islam Joy4, Kamron Naher5, Nur Nahar Rimi6, Farhin Shimu7
Copyright (c) 2025 International Journal of Interdisciplinary Cultural Studies, ISSN:2327-008XE-ISSN:2327-2554 https://cgscopus.com/
DIGITAL TRANSFORMATION AND SERVICE STANDARD COMPLIANCE IN INDONESIAN POLICING: INTEGRATING TAM AND NPS FRAMEWORKS
This study aims to analyze the fulfillment of digital-based public service standards in improving service quality at the Traffic Directorate of the Central Kalimantan Regional Police (Ditlantas Polda Kalimantan Tengah). Using a descriptive qualitative approach, data were collected through in-depth interviews, observation, documentation, and supporting instruments involving 13 purposively selected informants, consisting of service users and service officers. The findings reveal that digital transformation—through systems such as SINAR, SIGNAL, ETLE, and e-TPKB—has enhanced efficiency, transparency, accuracy, and service accountability. Digitalization reduced processing time by more than 70%, minimized illegal levies, strengthened data accuracy, and increased public trust in police services. However, full optimization has not yet been achieved, as hybrid services (digital and manual) remain due to infrastructure disparities, limited digital literacy, technical system disruptions, and regulatory constraints requiring physical verification for certain services. The study highlights that the success of digital service quality is determined by the integration of three key elements: reliable digital infrastructure, competent human resources, and active user participation. The results contribute theoretically to the development of digital governance and practically by providing policy recommendations for strengthening a sustainable, inclusive, and citizen-oriented digital service system within the police service sector.
ANALYSIS OF REGIONAL LEVIES ON LOCAL OWN-SOURCE REVENUE (PAD) IN THE PROVINCE OF CENTRAL KALIMANTAN
This study analyzes the contribution of regional levies to Local Own-Source Revenue (PAD) in Central Kalimantan Province using an integrative approach that combines institutional capacity, levy collection systems, and public awareness. The findings reveal that the contribution of levies to PAD remains low despite strong sectoral potential, primarily due to weak institutional governance, limited digitalization, ineffective supervision, and low taxpayer compliance. A mixed methods approach with a sequential explanatory design was employed, involving 395 quantitative respondents and 34 qualitative informants across seven government institutions. Results show that digital transformation, regulatory reform, and strengthened institutional capacity play a significant role in improving levy performance. The study highlights the need for e-levy systems, strengthened human resources, tariff restructuring, and increased public fiscal literacy to enhance transparency, efficiency, and community participation. The novelty of this research lies in its integrative framework, which positions levies not only as a revenue source but also as a strategic public policy instrument to foster accountability, fairness, and sustainable regional fiscal independence.
Securing Tribal Futures in India: Addressing Challenges, Recognizing Contributions, and Reimagining Policy
India’s tribal communities are navigating one of the most consequential periods in their collective history, defined by the convergence of long-standing marginalization and new pressures from development-led displacement, ecological degradation, and administrative uncertainty. While recent national initiatives—including the Forest Rights Act (FRA 2006), PESA (1996), PM–JANMAN, EMRS modernization, and Van Dhan—signal renewed attention to tribal welfare, their on-ground impact remains uneven and often disconnected from the lived realities of Adivasi communities. This urgency becomes especially evident in cases such as the continued neglect of nearly 50,000 Gond tribals displaced under the 2005 Strategic Hamlet initiative, which exposes persistent governance failures, weak rehabilitation structures, and the fragility of land and cultural rights even after two decades. The urgency becomes especially evident in cases such as the continued neglect of nearly 50,000 Gond tribals displaced under the 2005 Strategic Hamlet initiative, and the ongoing Hasdeo Arand mining crisis (2022-2025), which exposes persistent governance failures, weak rehabilitation structures, and the fragility of land and cultural rights even after two decades. ndia’s Adivasi communities face deepening marginalisation from development-induced displacement, ecological degradation, and persistent governance failures. Despite progressive laws like the Forest Rights Act (FRA) 2006 and PESA 1996, and recent initiatives (PM-JANMAN, VanDhan, EMRS), implementation remains highly uneven. The unresolved displacement of nearly 50,000 Gond tribals in 2005 and the ongoing Hasdeo Arand mining crisis (2022–2025) illustrate the continued fragility of tribal land and cultural rights.
Dr Harendra Pratap Singh Chouhan and Dr. Roli Pradhan
THE SYNERGY OF FINANCIAL LEVERAGE, CAPITAL STRUCTURE, CORPORATE GOVERNANCE, AND MARKET DYNAMICS IN ENHANCING THE COMPETITIVENESS OF TECHNOLOGY BUSINESSES
The rapid evolution of the technology industry has intensified the need for integrated financial and governance strategies to sustain competitiveness in volatile markets. This study investigates the synergy among Financial Leverage (Debt to Equity Ratio), Good Corporate Governance (GCG), and Stock Volatility in improving business competitiveness, proxied by Return on Equity (ROE), within a case simulation of Company XYZ, a technology firm in Indonesia. Utilizing a quantitative explanatory approach with 30 observations, the research applied multiple linear regression and classical assumption tests to assess the relationship between internal financial structure, governance quality, and external market pressures. The results reveal that GCG Score has a significant positive effect on ROE (p = 0.000), indicating that strong governance frameworks enhance financial competitiveness through improved transparency and accountability. Conversely, the Debt to Equity Ratio negatively affects ROE (p = 0.004), confirming that excessive leverage increases financial risk and suppresses profitability, in alignment with the Pecking Order Theory. Stock Volatility was found to be statistically insignificant, suggesting that short-term market fluctuations have minimal influence on strategic financial performance. The findings support key tenets of both Agency Theory and modern corporate finance literature, reinforcing the vital role of balanced capital structure and governance quality in shaping competitive advantage. This study contributes to the literature by presenting a holistic framework integrating internal and external financial factors.
WITCHCRAFT (IFOT) ACCUSATIONS: MYTH OR REALITY? A FOCUS ON IKONETO VILLAGE IN ODUKPANI LOCAL GOVERNMENT AREA, CROSS RIVER STATE, NIGERIA
This study explores the socio-cultural implications of witchcraft accusations in Ikoneto village, Odukpani Local Government Area, Cross River State, Nigeria. The objective of the study is to examine the extent to which these accusations stem from myths, superstition, and fear, rather than from any verifiable or empirical evidence. The study employs a qualitative research method, drawing on both primary and secondary sources, including scholarly journal articles, documented materials, and textbooks, as well as oral interviews and community reports. The study observed that witchcraft is largely a constructed belief system used to explain misfortune, illness, or death, and that such narratives disproportionately target vulnerable individuals, especially men and women, children, and the elderly. The consequences of these accusations often include social ostracism, psychological trauma, and, in extreme cases, physical harm or displacement. By situating the discussion within the Ikoneto experience, the study contributes to broader debates on human rights, cultural practices, and the tension between tradition and modernity in Africa. The study recommends a multi-stakeholder strategy to address the issue of witchcraft (Ifot) accusations involving traditional rulers, leaders of faith-based organisations, government authorities, and other relevant stakeholders. Key measures should be taken to include a community-wide awareness campaign against false accusations, enforcement of protective legal frameworks such as the Human Rights Law, integration of mental health education into public discourse, and the provision of psychosocial support to victims.
The Sacred and the Sustenance: A Sociological and Folk Religious Dimensions of Fishing in Malda, West Bengal
This essay explores the intricate relationship between fishing methods and folk religious beliefs in Malda, West Bengal, and conceptualizes "fishing works" as a comprehensive folk cultural phenomenon. Using sociological theories like functionalism, conflict theory, and symbolic interactionism, it investigates the ways in which local deities, rituals, superstitions, and syncretic traditions impact the socioeconomic lives and identities of fishing communities. The study focuses on how oral traditions and group solidarity support the preservation of this unique cultural bond and how folk religion may adjust to shifting environmental conditions and social injustices. Traditional jobs like fishing, which are both sources of income and culturally embedded customs, are intricately woven into the socio-economic fabric of rural India. Fishing communities have long been an important part of local economies and cultural identities in West Bengal's Malda district, which is located along the banks of the Ganga River. In light of growing resource scarcity and environmental change, this study aims to investigate the lived realities of fishermen and fisher workers. This study uses the sociological frameworks of folk livelihood systems, environmental conflict theory, and occupational stratification. In this area, fishing is not just a commercial activity; it is ingrained in a belief system related to the river, customary access standards, and ceremonial customs, such as respect for the Ganga as a sacred body.
Copyright (c) 2026 International Journal of Interdisciplinary Cultural Studies, ISSN:2327-008XE-ISSN:2327-2554 https://cgscopus.com/
THE IMPACT OF YOUTH LABOR MIGRATION ON SOCIAL STRUCTURE AND AGRICULTURAL INDEPENDENCE IN RURAL INDONESIA
Youth labor migration from rural areas has become a defining feature of socioeconomic transformation in Indonesia, with significant implications for rural communities and agricultural sustainability. This study aims to examine how youth labor migration influences rural social structure and agricultural independence in rural Indonesia. Using a qualitative research design based on a literature review, the study synthesizes findings from existing scholarly works on migration, rural sociology, and agrarian change. The analysis reveals that the selective outmigration of young people leads to demographic aging, weakens intergenerational continuity, and reduces youth participation in rural social institutions. These social transformations mediate the negative impacts of migration on agricultural independence by undermining labor availability, farmer regeneration, and collective action in agriculture. The findings further indicate a reinforcing cycle in which declining agricultural viability encourages continued youth migration, exacerbating social and agrarian vulnerabilities. This study contributes to rural sociology and agrarian studies by conceptualizing youth labor migration as a multidimensional process that reshapes both social structures and agricultural systems. The results underscore the importance of integrating social and demographic considerations into rural development and agricultural policies aimed at enhancing sustainability and resilience.
ANALYSIS OF SUPPLEMENTARY FEEDING FOR CHILDREN UNDER FIVE AND ITS IMPACT ON GROWTH AND DEVELOPMENT
This study investigates the role of supplementary feeding in the growth and cognitive development of children under five, emphasizing its importance in the first years of life. A qualitative literature review was conducted to explore the relationship between supplementary feeding practices and child health outcomes, focusing on regional disparities and socio-economic barriers. Findings indicate that while high-income countries generally benefit from well-regulated supplementary feeding practices, low- and middle-income countries face significant challenges due to limited access to diverse, nutrient-rich foods. These challenges lead to malnutrition, stunting, and cognitive delays, which in turn affect long-term development and productivity. The study highlights the crucial role of micronutrients, such as iron, iodine, zinc, and vitamin A, in supporting cognitive function and overall growth. Socio-cultural factors, including traditional feeding practices and financial constraints, further complicate effective feeding strategies, especially in underserved regions. The paper recommends the implementation of culturally sensitive, context-specific educational programs to improve supplementary feeding practices and the strengthening of local food systems to ensure access to nutrient-dense foods. By addressing these gaps, this study suggests that global health policies can significantly enhance child development outcomes and break the cycle of poverty and malnutrition.
SUSTAINABILITY PERFORMANCE AND FINANCIAL PERFORMANCE ON MARKET CAPITALIZATION WITH GREEN COMPLIANCE AS A MODERATING VARIABLE IN NON-FINANCIAL COMPANIES IN ASEAN COUNTRIES
This study attempts to determine the influence of Environmental (E Score), Social (S Score), and Governance (G Score) on company value, which in this study is proxied by Market Capitalization in non-financial companies in the Southeast Asia (ASEAN) region. This study also attempts to determine the role of environmental performance in moderating these variables on Market Capitalization. The sampling technique used purposive sampling with the criteria of companies in ASEAN countries conducting ESG Score rankings. The sample in this study was 235 companies. The analysis used in this study was Moderator Regression Analysis (MRA) to determine the relationship between E Score, S Score, G Score, and Environmental Performance as a moderating variable. The results show that this study found that Social Score and Governance Score have a positive effect on Market Capitalization, while Environmental Score is only significant when moderated by environmental performance. These results emphasize the importance of real sustainability practices, because investors value evidence of ESG implementation more than just formal scores.
APPLICATION OF INFORMATION TECHNOLGY IN IMPROVING THE EFFICIENCY OF GOVERNMENT ADMINISTRATION AND PUBLIC SERVICES IN INDONESIA
This study explores the application of Information Technology (IT) in improving the efficiency of government administration and public services in Indonesia. As digital transformation continues to reshape governance globally, this research aims to assess how IT has influenced public service delivery in Indonesia and the challenges faced during its implementation. A qualitative literature review was conducted, analyzing studies and government reports published between 2020 and 2025. The findings indicate that IT adoption in public services such as public procurement, civil registration, and licensing has led to significant improvements in efficiency, transparency, and accessibility, particularly in urban areas. However, a pronounced rural-urban digital divide persists, with rural regions facing challenges related to limited infrastructure, low internet connectivity, and digital illiteracy. These barriers result in unequal access to government services, highlighting the need for targeted infrastructure investments and digital literacy initiatives. Additionally, resistance to IT adoption within government institutions, particularly in regional offices, further complicates the full implementation of digital systems. Despite these challenges, the study emphasizes that digital governance can improve public administration if these obstacles are addressed. The research contributes to the theoretical understanding of digital governance by suggesting the need for context-sensitive models that account for regional disparities. It also offers practical implications for policymakers, stressing the importance of inclusive policies, infrastructure development, and change management strategies to ensure the success of IT-driven public services in Indonesia.
THE ROLE OF PUBLIC ADMINISTRATION IN OVERSEEING GREEN INDUSTRY POLICY AS AN EFFORT TO MITIGATE ENVIRONMENTAL AND ENERGY CRISES
This study examines the role of public administration in overseeing green industry policies to mitigate environmental and energy crises. The research aims to explore how effective public administration can enhance the implementation of these policies, ensuring environmental sustainability and energy efficiency. Using a literature-based methodology, secondary data from academic journals, government reports, and policy documents were analyzed. The findings indicate that empowered public administration is essential for the successful enforcement of green policies, though challenges such as limited resources and coordination exist. The study concludes that strengthening public administration’s role is crucial for achieving long-term sustainability and overcoming the environmental and energy challenges faced by society.
Disconnected by Connection: Perceived Parental Technoference, Loneliness, and Family Satisfaction among Adolescents
Aim/Purpose: The aim of this research is to understand how parental use of technological devices interferes or interrupts their conversions with their adolescents, known as parental technoference leads to loneliness among adolescents and affects their family satisfaction. Background: The involvement of parents is one of the most crucial components of the adolescent’s development. Due to the omnipresence of technology, there has been an increase in the parents’ use of technology as well, which presents a novel challenge to the familial relationships. The study attempts to examine the role of perceived parental technoference in the well-being and family dynamics of adolescents from adolescents’ perspective. Methodology: Cross-sectional research design was employed in this study involving participants ranging from 14-17 years (n = 126). Standardized measures were used to asses perceived parental technoference, loneliness and family satisfaction. Pearson’s correlation and PLS-SEM for mediation analysis was used for statistical analysis. Contribution: The research by providing empirical evidence significantly contributes to the existing body of literature by specifying how the parents use of technological devices affects adolescents’ well-being and their family dynamics in the Indian context. Findings: High parental technoference was positively correlated with loneliness and negatively with family satisfaction. Further, loneliness was negatively correlated with satisfaction with family life. Mediation analysis revealed that loneliness partially mediated the effects of parental technoference on the family satisfaction. Practitioner Recommendations: Interventions targeted to create awareness among the parents, and families to create awareness about how technology usage is affecting the family environment, and relationships, to reduce the negative impact of the technoference, programs aimed at mindful use of technology, technology free family time can be introduced to improve family relationships. Researcher Recommendations: Future studies are needed to examine longitudinal outcomes of parental technoference on adolescent development, patterns of technoference differences between cultures, or effects of different digital media, or evaluation of intervention programs that can alleviate technoference. Impact on Society: The results of the study highlight the need to create awareness among parents about the appropriate use of technology and meaningful family communication. Reducing technoference can support creation of supportive family spaces, intergenerational bonds, and promotion of healthy relational processes in a society that is increasingly becoming disconnected. Future Research: Future researches should examine the long-term effects of parental technoference on adolescents, other adolescents’ developmental outcomes, differences in the pattern in other cultural contexts, parents’ perspectives on their usage of technology, and to establish culturally embedded interventions.
OPTIMIZATION OF DIGITAL ISLAMIC FINANCE IN ENHANCING FINANCIAL INCLUSION AND EMPOWERING COMMUNITY ECONOMIC DEVELOPMENT
This research explores the optimization of digital Islamic finance in enhancing financial inclusion and empowering community economic development. Despite its potential, challenges such as inadequate infrastructure, low digital literacy, and regulatory barriers hinder its effective implementation. Using a library research method, the study analyzes existing literature, including books, journals, and reports, to examine the role of digital Islamic finance in improving access to financial services and supporting economic growth. The findings reveal that addressing these barriers through infrastructure development, education, and supportive regulations can optimize digital Islamic finance. The study concludes that digital Islamic finance has the potential to bridge the financial inclusion gap and foster sustainable economic development, particularly for underserved populations.
IMPLEMENTATION OF ESG-BASED BALANCED SCORECARD TO INTEGRATE FINANCIAL PERFORMANCE AND CORPORATE SUSTAINABILITY STRATEGY
This study investigates the integration of Environmental, Social, and Governance (ESG) factors into the Balanced Scorecard (BSC) framework to align financial performance with corporate sustainability strategies. The research highlights the growing adoption of ESG metrics by businesses, with over 60% incorporating these factors into their strategic goals. It also identifies significant barriers to full integration, including the lack of standardized ESG measurement tools and organizational resistance, particularly from senior leadership. The findings suggest that while the integration of ESG factors into the BSC framework has the potential to improve long-term financial performance, such as market share and brand loyalty, companies face challenges in achieving strategic alignment between sustainability and financial objectives. This study contributes to the literature on strategic management by demonstrating how the BSC can be adapted to measure both financial and non-financial performance, offering a more holistic view of corporate success. The research also provides practical implications for organizations seeking to enhance sustainability efforts, emphasizing the need for leadership commitment and standardized performance metrics. Future research should focus on developing standardized ESG metrics, exploring the role of leadership in ESG adoption, and conducting empirical studies to further assess the long-term financial impacts of ESG integration across industries.
LEADERSHIP MANAGEMENT FOR ADAPTING PEDAGOGICAL APPROACHES IN THE DIGITAL ERA: A COMPARATIVE ANALYSIS OF ONLINE VERSUS TRADITIONAL LEARNING OUTCOMES POST-PANDEMIC
This study examines the role of leadership management in adapting pedagogical approaches for both online and traditional learning environments in the digital era, particularly in the context of the COVID-19 pandemic. Through a comprehensive literature review, the research highlights the importance of effective leadership in facilitating smooth transitions between learning modalities and ensuring the continuity and quality of education. The findings reveal that leadership strategies must be tailored to the specific needs of each educational setting, with a focus on fostering innovation, supporting professional development, and promoting equity and inclusion. In online learning environments, leaders must prioritize building robust technological infrastructures and engaging students, while in traditional settings, the emphasis is on collaboration and classroom culture. The study also underscores the importance of adaptive leadership styles, such as transformational and distributed leadership, in navigating the complexities of digital transformation and addressing the digital divide. As educational institutions continue to evolve in the digital era, effective leadership will be critical to achieving positive learning outcomes and ensuring that all students have access to high-quality education. Future research should explore the long-term impact of leadership strategies on educational outcomes and investigate how leaders can promote digital literacy and foster a culture of innovation in both online and traditional settings.
MORAL VIRTUES AND EDUCATIONAL PHILOSOPHY: BRIDGING CHARACTER DEVELOPMENT AND ETHICAL REASONING
In recent years, the integration of moral virtue in educational philosophy has received increasing attention as an effort to build character development and ethical reasoning among students. This study explores the theoretical and practical dimensions of incorporating moral virtue into the educational framework, as well as its impact on ethical decision-making and moral awareness. Through a systematic literature review, this study synthesizes the findings from recent studies published in the last five years to analyze the role of virtue ethics in education. The analysis shows that educational institutions have a crucial role in instilling moral virtue through the curriculum, pedagogical strategies, and school culture. In addition, the study identifies key challenges in the implementation of virtue-based education, including contextual variations and the need for teacher competence in moral teaching. These findings indicate that a holistic approach that integrates cognitive, affective, and behavioral dimensions is essential for effective character education. This research contributes to ongoing discussions on moral education by providing insights into best practices and policy recommendations for educators and policymakers.
FROM SCREEN TO SCRIPT: QUILLBOT SUPPORT FOR FILM REVIEW WRITING THROUGH THE PRESENT (2014) IN AN INDONESIAN EFL CLASSROOM
The increasing use of generative Artificial Intelligence (AI) in English as a Foreign Language (EFL) writing classrooms raises questions about authorship, dependency, and students’ ability to construct meaning. This study examines how AI-supported writing interacts with film-based instruction by using The Present (2014) as the learning medium for a film review writing task. Drawing on Christian Metz’s semiotics of cinema, the study employs a qualitative case study approach involving twelve EFL students at a language institution in Indonesia. Data were collected through post-instruction surveys and analyzed interpretively. The findings indicate that QuillBot assisted students with grammatical accuracy and sentence clarity but did not reduce difficulties related to evaluative writing and interpretation. The study concludes that generative AI functions as linguistic mediation rather than a generator of meaning. It recommends that AI tools be integrated reflectively within film-based writing pedagogy that prioritizes interpretation, structure, and critical voice.
PRODUCT INNOVATION AND BRAND POSITIONING AND MANAJEMEN IN ENHANCING MICRO BUSINESS COMPETITIVENESS
This study examines the challenges faced by Micro, Small, and Medium Enterprises (MSMEs) in Cirebon, focusing on product innovation and brand positioning as key strategies for enhancing competitiveness. The research aims to explore how these strategies can be applied to overcome market challenges and improve business performance. Using a literature-based methodology, data was collected from academic journals, books, and previous studies related to MSME competitiveness. The findings reveal that MSMEs that implement product innovation and strong brand positioning are better equipped to differentiate themselves, attract customers, and achieve sustainable growth. The study concludes that external support, such as government programs and training, is crucial for MSMEs to successfully execute these strategies.
ETHNICITY AND DEMOCRACY IN NIGERIA: 2015-2025
Nigeria’s democratic experience from 2015 to 2025 has been shaped by ethnic politics, influencing governance, elections, and political stability. Ethnicity remains a dominant factor in political mobilization, often fostering divisions and undermining national unity. Despite democratic advancements, ethnic-driven electoral competition continues to weaken democratic institutions and hinder inclusive governance. Existing literature has explored ethnicity and democracy in Nigeria, but there is limited research focusing on the post-2015 period, particularly in assessing recent political developments and their implications for democratic consolidation. This study examines the impact of ethnic politics on Nigeria’s democracy over the past decade, employing a qualitative approach that includes policy analysis, electoral data, and expert interviews. Findings indicate that ethnic politics has perpetuated electoral tensions, deepened political polarization, and hindered democratic reforms. The study concludes that addressing these challenges requires institutional restructuring, equitable governance, and policies that promote national integration.
CORPORATE FINANCIAL STRATEGY ADAPTATION TO GLOBAL INTEREST RATE SURGES AND LIQUIDITY CRISIS
The volatility of global interest rates and recurring liquidity shocks have become critical externalities influencing corporate financial strategy in the post-pandemic economic landscape. This study investigates how corporations adapt their financial structures, capital allocation, and risk management frameworks in response to the tightening of global monetary policies and emerging liquidity constraints. Employing a mixed-method approach that integrates panel data analysis of 120 multinational firms across OECD and ASEAN countries with in-depth case studies, this research identifies key strategic shifts, including debt restructuring, liquidity buffer optimization, hedging practices, and investment reprioritization. The findings reveal a significant pivot from aggressive leveraging to a more conservative capital structure, coupled with enhanced emphasis on cash flow forecasting and access to diversified credit lines. Moreover, companies demonstrating higher financial agility marked by dynamic scenario planning and adaptive liquidity risk governance showed greater resilience amid interest rate shocks. This study contributes to the literature on strategic financial management by providing a multi-regional perspective on corporate adaptability in high-volatility environments, offering actionable insights for CFOs and policymakers aiming to strengthen corporate financial stability in an era of global uncertainty.
ARABIC LANGUAGE LEARNING IN THE AGE OF DIGITAL REVOLUTION: INNOVATIVE METHODS FOR INDONESIAN STUDENT
The rapid advancement of digital technology has significantly transformed language learning methodologies, particularly in the context of Arabic language acquisition among Indonesian students. This qualitative study employs a literature review approach to explore innovative methods that leverage digital tools and resources for effective Arabic language learning. The research identifies key digital platforms, applications, and pedagogical strategies that enhance engagement and facilitate immersive learning experiences. By analyzing various studies and educational frameworks, the findings reveal that integrating technology not only improves language proficiency but also fosters cultural understanding and motivation among learners. Furthermore, the study highlights the challenges faced by educators and students in adapting to these innovative methods, including issues related to access, digital literacy, and curriculum alignment. The implications of this research underscore the necessity for educational institutions to embrace digital transformation in language education, ensuring that Indonesian students are equipped with the skills and knowledge to thrive in a globalized world. Ultimately, this article contributes to the ongoing discourse on language education in the digital age, offering valuable insights for educators, policymakers, and researchers.
Adaptation and Agency of Working Women with Disabilities during the COVID-19 Pandemic: Sociological Insight through a PRISMA Review and Cinematic Analysis of the Film Margarita with a Straw
The COVID-19 pandemic magnified pre-existing inequities, sparing neither structure nor identity, and disabled working women emerged at the intersection of compounding disadvantages: spatial inaccessibility, gender bias, and institutional absenteeism (Government of India, 2016; Wong et al., 2022). In response, this manuscript orchestrates a scoping review framed by PRISMA, drawing twenty-five global and Indian peer-reviewed observations, from 2010 to 2024, to disentangle the intertwined discourses of impairment, womanhood, and workplace during lockdown (Houtenville et al., 2021; Jones, 2022). Employment columns that inflamed alarm show, among supported meta-data, three contagions: exclusion from digital home-based productivity traced to inaccessible operating systems (International Labour Organization, 2021), contractual volatility in formal and informal markets, austerity in health apparatus (World Health Organization, 2020), and a topology of choice straitjacketed to kin-based economies (Ne’eman & Maestas, 2023; Evans et al., 2024). The review is contrapuntal to a visual artifact—Margarita with a Straw—whose cinematic grammar expresses asymmetrical longing in a hip contemporary setting (Bose, 2014; Sharma, 2024). Laila, the cerebral-pals formative heroine, carries the thematic weight of desire, curriculum, labour, domestic labour, self-determination, and eroticism in a society that partitions possibility along the lines of impairment and gender (Wong et al., 2022). Interweaving meta-analytic and narrational streams consequently makes manifest the veracity of policy inertia. Legislators, educators, and markets are summoned—cautioned—to co-articulate cross-sectional, intersectional, and convergent spaces that secure, not provide, the unconditional arenas of choice, dignity, and occupancy that disabled women are entitled to (Government of India, 2016; Wong et al., 2022), and indeed, proximate to meriting. The report concludes with policy proposals for inclusive employment, closing the
Avesta Verma , Dr. Nisha Yadav & Dr. Arti Sharma
APPLICATION OF INNOVATIVE TECHNOLOGIES IN THE SOCIAL AND HUMANITARIAN FIELDS
This article examines the role of innovative technologies in the social and humanitarian fields, as well as their application possibilities in areas such as education, culture, sociology, psychology, and history. The effectiveness of digital technologies, artificial intelligence, distance learning platforms, and interactive methods is analyzed. In addition, the impact of innovative approaches on social processes and their development prospects are considered. In particular, the advantages, opportunities, and challenges of implementing modern technologies in digital education, e-government, preservation of cultural heritage, information and communication systems, and social services are highlighted. The study substantiates that innovative approaches contribute to increasing social efficiency, improving the quality of life of the population, accelerating information exchange among individuals, and optimizing the functioning of social institutions. The article also emphasizes the importance of human resources capacity, information culture, technological readiness, and the regulatory and legal framework as key factors in the practical implementation of innovative technologies.
Sodirjon Yakubov, Shaxzoda Xasanova, Abdukhafizova Nargizakhon Abdukhafizovna, Muradov Farxod Djurakulovich, Mirzokhidova Nozima Ulugbek kizi
Copyright (c) 2026 Journals International Journal of Interdisciplinary Cultural Studies, ISSN:2327-008XE-ISSN:2327-2554 https://cgscopus.com/
Beyond the Injuries: Exploring the Perceived Environmental Barriers to Sustainable Living for Persons with Traffic-Related Disabilities in Southwestern Nigeria
Road traffic injuries (RTIs) are a major global public health problem, especially in low- and middle-income countries (LMICs), especially in Nigeria. In addition to fatalities, RTIs result in a significant number of people living with disabilities. Previous studies have emphasized challenges faced by persons with disability resulting from congenial and pathogenic conditions. However, this study investigated the perceived challenges facing people with traffic-related disabilities (TRD) in Southwestern Nigeria in order to gain insight into the lived experiences of persons living with TRD and inform effective policy interventions. The Social Model of Disability anchors this study. A cross-sectional survey was conducted among 421 people with TRD. Using structured questionnaire, data were collected on socio-demographics, injury characteristics, and perceived challenges. Descriptive and inferential statistics were used to analyze quantitative data, while qualitative data was content analyzed. Respondents’ age was 36.9±15.46 years, major reported TRD cases were Amputation (35.4%), spinal-cord-injury (30.0%), hearing impairment (12.8%) and paraplegia (10.5%). The results showed that the most common perceived challenges were reduced income (34.5%), immobility (30.1%), neglect (20.3%), and non-inclusive building designs (15.0%). Analysis shows that there was no significant difference in the cost of rehabilitation between males (M = 2.9, SD = 1.11) and females (M = 2.8, SD = 1.25) (t(307.2) = 0.393, p = 0.531). Content analysis revealed that perceived challenges were job loss, difficulty using public transportation, and environmental barriers. This study underscores the imposition of substantial socio-economic and environmental challenges on affected individuals with TRD. The study recommends interventions that focus on improving access to public transportation, access to rehabilitation services, and promoting social inclusio and quality of life.
IMPLICATIONS OF ADOPTING ARTIFICIAL INTELLIGENCE ON THE INTERNAL AUDIT PROCESS TO IMPROVE FINANCIAL FRAUD DETECTION
This study explores the impact of Artificial Intelligence (AI) adoption on the effectiveness, efficiency, and accuracy of internal audits in detecting financial fraud. Using a mixed-methods approach, surveys and in-depth interviews were conducted with internal auditors to assess AI's effectiveness and explore challenges, perceptions, and risks. The findings indicate that AI technologies, such as machine learning, data mining, and natural language processing, improve fraud detection by identifying patterns and anomalies that traditional methods cannot. AI also accelerates real-time data analysis, reduces human bias, and enhances surveillance of suspicious activities. However, challenges such as limited organizational readiness, technical expertise, and algorithmic bias were identified. The study concludes that while AI offers significant improvements in fraud detection, successful implementation depends on technology integration, auditor training, and effective risk management strategies. Practical recommendations include enhancing AI implementation frameworks and supporting digital transformation in auditing.
SPECTRAL LABOUR AND FEMININE NATION: DOMESTIC INVISIBILITY, VIOLENCE, AND PEDAGOGIC POWER IN TAGORE’S LITERARY AND INSTITUTIONAL IMAGINATION
This article explores the concept of spectral labour—the invisible yet foundational emotional, reproductive, and symbolic work performed by women—within Rabindranath Tagore’s literary and institutional imagination. While Tagore is often celebrated for his progressive portrayal of women and support for their education, his narratives and pedagogical writings frequently reinscribe normative gender roles, aestheticizing women’s labour without granting it material or political recognition. Through close readings of Streer Patra, Jogajog, and Ghare Baire, the article illustrates how Tagore’s female characters embody sacrifice, virtue, and pedagogic power, even as their affective and reproductive roles sustain both familial and national ideologies. Drawing on feminist materialist theory—particularly Silvia Federici, Angela Davis, and Sara Ahmed—the paper argues that the idealization of femininity often functions as symbolic violence. The educational models at Santiniketan and Sriniketan are also examined to show why and how women’s roles as cultural nurturers are affirmed but structurally constrained. Finally, it has been shown that while the notion of spectral labour reveals the gendered foundations of Tagore’s cultural nationalism, it must be situated within his broader pedagogical vision that aimed to harmonize the spiritual and scientific and cultivate human potential as part of a deeper ethical commitment to educational transformation.